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(813) 600-5379
Health Insurance Tampa Florida
Who We Are:
Health Insurance Tampa Florida is a website created by a
local independent insurance agency to help individuals and
family's make an informed decision when buying a health
insurance policy.

What We Do:
We talk to you and discover your needs. Once we
understand you and what your looking for we search the
market for available plans that fit your needs, take the time
to educate you on each of your choices and assist you with
the application process

How To Do It:
Your first step when shopping for a health insurance policy
should be to speak with a licensed independent health
insurance agent.....so call us.....were local (813) 600-5379.
Next, work with your agent to choose the plan that best fits
your needs and find the best value not the lowest price.
Then, submit the application to the carrier with the most
accurate and updated information possible. Finally, after
the policy is issued, stay in touch with your agent. Things
come up and we are here to help.  
Things to Know:

  • Individual health insurance is typically less expansive then employer group coverage.
  • No plan covers everything, so make sure you understand the policy to ensure that it meets
    your needs.
  • Co-Pays are small predictable amounts of money that are paid at the time of service and
    typically do not apply to the annual maximum out of pocket.
  • Deductible is the amount of money you pay before the co-insurance split begins.
  • Co-insurance is the percent of fees you pay after the deductible is met.
  • Max out of pocket is the maximum annual amount you will pay in any year.
  • Most plans require you to meet a separate prescription drug deductible for brand name
    drugs.  
  • Preventive care is now free on all plans from all carriers.
  • Lifetime maximums are now unlimited on all plans from all carriers.
  • HSA's (Health Savings Accounts) Are special bank accounts that allow you to deposit
    money and pay for health care tax free.
  • HDHP (High Deductible Health Plans) are simple lower costing plans that offer no benefit
    other then preventative care and contracted rates until the high deductible is met for the
    year. You must have a high deductible health plan to contribute to a health savings
    account.  However, you are not required to open a health savings account when you are
    covered on a high deductible health plan.
  • Insurance rates are filed with the department of insurance and whether you buy on-line,
    through an agent or directly with a carrier the rates are the same.
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Contact Us
Where we are:
Health Insurance Tampa Florida. Com
4707 West Gandy Boulevard
Suite 13
Tampa, FL 33611
(813) 600-5379 Phone
(813) 374-7962 Fax
e-mail-us
@healthinsurancetampaflorida.com
Florida Design Insurance.com